Insurance discussion ruled the evening in an NSWCA meeting hosted by Garden City Park Water District Commissioners Kenneth Borchers, Peter Chimenti and Chris Engel. Guest speaker Mr. Ray Florio, representing Allstate Benefits, educated the assembly on the advancements in voluntary benefits and disability benefits.  Mr. Florio also discussed the latest changes and features in other topics typically of interest to Districts such as  accident coverage, group critical illness and universal life coverage.